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Four steps

How it works

One short form, one phone call and a clear offer. Property secured loans can be funded in as little as 24 hours.

  1. Tell us what you need

    Fill in the online form. What's the money for? How much? Do you own property? Are you trading with an ABN? It takes about a minute and won't affect your credit score.

  2. Talk to a lending specialist

    A specialist calls you back to understand the job, the timing and how you'll repay. They'll tell you straight if we can help and what the best structure looks like: secured, unsecured or a mix.

  3. Get a clear offer

    You'll see the amount, the term and the full cost in writing before you sign anything. Every loan is priced on your circumstances, and we find the sharpest rate available for your situation.

  4. Get funded and get back to work

    Once documents and any valuation are in, property secured loans can settle in as little as 24 hours. Some unsecured cash flow loans are funded within hours of approval.

What to have ready

  • Your ABN and business name
  • Driver's licence or other photo ID
  • For property loans: the address and a rough idea of value and what's owing
  • For unsecured loans: your last 6 months of business bank statements
  • Your exit plan: how and when the loan will be repaid

See the full documents checklist

Quick questions

How long does the form take?

About 60 seconds. It asks what the money is for, roughly how much you need, whether you own property and a few details about your business.

What do I need for a property secured loan?

Details of the property you're offering as security, ID, and a clear plan for how the loan will be repaid, such as a sale, refinance or a progress payment. No financials or tax returns are needed.

What do I need for an unsecured cash flow loan?

An ABN, at least six months of trading and recent business bank statements. The loan is sized to your turnover.

When will someone call me?

A lending specialist reviews every enquiry and calls you back, usually the same business day.

Need money on site fast?

One short form. A lending specialist calls you back. Enquiring won't affect your credit score.

Let's get started ›
Let's get started ›